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Do families need to complete a separate FAFSA for each child?A
Yes. However, the FAFSA will allow the transfer of parental information from one child’s FAFSA to another’s if each student applies within the same year.

How often do I need to apply for financial aid?
You will need to submit your FAFSA every year in order to continue receiving aid.

Will my aid change year over year?
Yes. If your financial circumstances changes, you may receive more or less aid. For example, your eligibility for financial aid could change significantly, especially if you have a different number of family members in college. Renewal of your financial aid package also depends on your satisfactory academic progress (SAP) towards a degree.

I probably don’t qualify for aid. Should I apply for aid anyway?
Yes. Many families mistakenly think they don’t qualify for aid and prevent themselves from receiving financial aid by failing to apply for it. There are a few sources of aid such as unsubsidized federal and Parent Plus loans that are available regardless of need, but you have to fill out a FAFSA to qualify. The FAFSA application is free, we recommend that everyone fill it out.

Do I need to be enrolled at Morgan State University before I can apply for financial aid?
No. You can apply for financial aid any time after Oct. 1, however to actually receive an award package you must be admitted to the University.

Are parents responsible for their student’s educational loans?
No. Parents are responsible for the Federal PLUS loans. Parents will only be responsible for their student’s educational loans if they co-sign on alternative loans with their student.

Will financial aid cover all of my costs?
In some circumstances, financial aid will cover the student’s full tuition and fees for the school year. In most cases, there will be additional costs that are not covered by your financial aid award. Once your FAFSA is processed and your award has been packaged, you will receive a letter outlining your full award.

Are there any requirements to receive federal financial aid?
Yes. Your award will be determined by the information provided each year in the FAFSA application. You must be enrolled in at least six credits each semester in order to receive your student loans. To continue to receive financial aid each year, you are required to file a FAFSA application each year and maintain satisfactory academic progress.